Our Services
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Submit your uBiquitousgcs financial loan application to Broker@uBiquitousgcsfinancialloans.com after completion.
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Submit your uBiquitousgcs financial loan application to Broker@uBiquitousgcsfinancialloans.com after completion.
Our Services
uBiquitousGCS Financial Loans is partnered with many lenders for the following loans:
Types of Loans Available and more
Commercial Mortgage Loans
- 1 - 2 years interest only
- 48 hour - 2 week closing *
- NO credit check
- Minimal Documentation – Brokers Protected
- 12.5 -13.5 % interest + 3-4 points
- True direct Hard Money Lender
- Loan Size $400K - $4MM+++
- Up to 65% LTV
- Purchase, Refinance, and more
Examples of Property
- RETAIL
- WAREHOUSES
- MIXED USE
- SPECIAL PURPOSE
- INDUSTRIAL
- APARTMENT COMPLEXES
- RESIDENTIAL INVESTMENT PROPERTIES
- OFFICE BUILDINGS
- HOTELS
- MOBILE HOME PARKS
Large Construction Loans
- 1 - 2 years interest only
- 48 hour - 2 week closing *
- NO credit check
- Minimal Documentation – Brokers Protected
- 12.5 -13.5 % interest + 3-4 points
- True direct Hard Money Lender
- Loan Size $400K - $4MM+++
- Up to 65% LTV
- Purchase, Refinance, and more
- 1 - 2 years interest only
- 48 hour - 2 week closing *
- NO credit check
- Minimal Documentation – Brokers Protected
- 12.5 -13.5 % interest + 3-4 points
- True direct Hard Money Lender
- Loan Size $400K - $4MM+++
- Up to 65% LTV
- Purchase, Refinance, and more
Construction Loans
- Property Types: Multifamily, Industrial, Office, Retail, Condos
- Loan Amounts: $1-100MM (larger loans available on case by case basis)
- Term: Up to Two Years (possibly longer with extension)
- Rate Range: 10% - 12% on average
- LTC: Up to 85%, up to 65% of Stabilized Value
- Locations: Major Metro Areas preferred, secondary markets also considered
Long-Term, Small Balance Loans
- $100k - $5MM Loan Amounts
- Rates: 8% - 11.5% (range dependent upon credit, property value, location, property type, LTV, etc.)
- LTV up to 75%, 5-30 Year Term, Full Recourse
- Minimum Credit 650
- Property Types: Single Family, Multifamily, Apartment Communities, Short Term Rentals, Mixed Use, Commercial, Office, Retail, Light Industrial, Warehouse, Self-Storage, etc.
- Individual or Blanket loans, Owner Occupied Commercial OK
Long-Term, Large Balance Loans
- $3MM - $100MM Loan Amounts
- Rates: 6.25% - 7.5% (range dependent upon credit, property value, location, LTV, etc.)
- LTV up to 70%, 5-30 Year Term, Full Recourse
- Minimum Credit 650
- Property Types: Multifamily, Apartment Communities, Mixed Use, Commercial, Retail, Light Industrial, Warehouse, Self-Storage, Owner-Occupied Commercial, etc.
- Must Debt Service at minimum of 1.25
Bridge Loans
- $1MM - $100MM Loan Amounts (can go higher on case-by-case basis)
- Rates: 10%-12%%, Interest only
- LTV: up to 75%
- 1-3 year Term, Recourse and Non-Recourse available
- Loan Types: Acquisition, Refi/Cash out, Foreclosure, Equity Recapture, Renovation
- Can close in 2-3 weeks, or up to 30-40 days for the larger loans
- Property Types: Condo Inventory, Industrial, Office, Residential, Mixed Use, Mobile Home Parks, Multifamily, Self Storage, Hospitality. Owner Occupied Commercial OK
DSCR Loans
- Up to 80% LTV
- Loan amount up to $3,500,000 and more
- SFR 10 units, Condotels,townhomes, Manufactured Homes,Short-Term Rentals,2-8 Mixed-Used
- Minimum FICOS 640 5 up to 40 year term
- Cash-out available
Fix & Flip Loans
- Up to 92.5% LTC & 75% LTV
- 100 % of Rehab budget with 4-day draws
- 13, 19, & 24-month term options
- 1-4 units+
- Loans from $100,000 up to $5,000,000
- Rates low as 8.45%
- Defer the payment of your origination fees to when you exit the property
Merchant Cash Advance Business Loans - MCA
- Type of Funder: Good and or Bad Credit History
- Specialty offered : Micro Funding
- Terms: up to 180 days++
- Minimum Time in Business: 6 Months
- Minimum Credit Score: 450
- Bank Statements: 3 Months Business Bank Statements + Month to Date
- Minimum Monthly Bank Deposits: $30,000+++
- Loan Size: $30,000 minimum - up to $3,000,000 maximum
- Max Negative Days: 7 Per Month
- Restricted Industries: Yes, ask us
- When other lender say NO we say "YES"
Term Loans
- Cash deposited directly into your account
- No restrictions on how funds are used
- Fixed monthly payments
- Terms ranging from 5 to 7 years
- Competitive interest rates (7%–20%)
- Funding amounts from $20,000 to $350,000+
Minimum Requirements:
- 700+ credit scores across all bureaus
- $45,000+ personal income for the past 2 years
WORKING CAPITAL
- Same day funding
- up to 10 year terms
- Up to $5,000,000
- No collateral required
- No use of funds limitations
- No minimum FICO
- Qualifications
- 4 months in business
- Minimum $10,000 month income
- 4 to 6 month of business bank account statements. Month to Date
Business Line of Credit
- Same Day Funding
- Cash Flow Management
- Flexible Repayment Terms
- Interest Only Paid On Amount Used
- Up to $5,000,000
- Qualification 6 Months Business Bank Statement
- $10,000 minimum of monthlys gross sales
- 600+ FICO
BUSINESS CREDIT CARDS
- Funding up to $150k
- 0% interest for 6-18 months (depends on strength of credit)
- Reports to business credit even though the client is a personal guarantee
- Revolving Line (stays open as long as client desires)
PRE-QUALIFICATION
- At least 720+ FICO score
- Business Registered with the state in good standing
COMMERCIAL LOANS
- Commercial Refinance
- Large Constructions
- New Constructions/Ground up
- New Development/ Development
- New Start up Business
HARD MONEY LOANS
- Soft Money
- Bridge
- Fix and Flip
- Renovation
- Rehab
- Finance
- Purchase/Acquisition
- Refinance
- Foreclosure/Short Sale
- Probate
MERCHANT CASH ADVANCE LOANS
- Working Capital
- Business Capital
- Invoice
- Purchase Order
- Pay Roll
ADDITIONAL LOAN SERVICES
- Equipment
- Land
- 1st Lien
- 2nd Lien
- Junior Lien
- Senior Lien Takeout Cash out
- Gap
- Transactional
- Partner Buyout
- Real Estate Collateral
- Asset Based
- Cash Flow
- Revenue Based
- Rental
- Residential
- Personal
- Retail
- Multifamily/Apartment
- Single Family
- Condo Conversion
- Industrial
- Manufacture
- Distributor/Distribution
- Hospitality/Hotel/Motel
- Church
- Medical/Healthcare
- Portfolio
- Pharmacy
- Buy and Hold
- Credit Score Program
- Low Credit Score Program
- Business Credit Cards
- Personal Credit Cards
- inventory
- Business/Personal Line of Credit
- Revolving Line of Credit
- Real Estate Secured Business Term
- Term Loan
- Short Term/Long Term
- Refinance Cash Out
- Cash Out
- Covid-19
- EDLI
- PPP
- PIP
- SBA
- ALF
- Mezzanine
- Secured/Unsecured
- Non-Recourse
- Recourse
- Equity
Contact us now for your loan evaluation from one of our top lenders
Download PDF File
Submit your uBiquitousgcs financial loan application to Broker@uBiquitousgcsfinancialloans.com after completion.
Upload PDF File
Submit your uBiquitousgcs financial loan application to Broker@uBiquitousgcsfinancialloans.com after completion.
